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New Car for the Summer? Discounts and Financing Deals
If you are contemplating a new car purchase this season, you may want to look at some of the recent offers compiled by TrueCar, a frequently cited auto market analyst firm: some of these pricing and financing opportunities could fit your needs for getting more car for less and keeping your auto loan debt low. TrueCar has put together a series of five “discount” deals, tallying up what customers actually pay on the lot and comparing it to MSRP. Two of these are for work trucks: TrueCar suggests the average customer can get a 2011 Chevrolet Silverado for just $17,391, down almost 22% from the MSRP of $22,230. Likewise, while the 2011 Dodge Ram 1500 MSRP is marked at $30,560, TrueCar suggests the average transactional price is around $26,000.
Bank Car Loans Can be a Great Option for Shoppers With Good Credit
Financing your auto loan directly through your bank is one of the more uncommon ways to finance a car. Most shoppers simply apply for their car loan through the dealership. But now that banks and credit unions are advertising low auto loan rates and letting car shoppers know they are ready to lend, consumers with good credit scores can receive a low auto loan rate on their next new vehicle.
Stephen Hadley, a retail store manager in Florida, was searching for several months for a new vehicle. When it came to the financing, he didn't have to search very long to find a good deal on his car loan. After a rough start, he finally was able to get the vehicle he wanted with an auto loan that fit his needs.
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Inexpensive portable navigation systems and even cheaper smartphone nav applications are making the pricey in-dash systems offered by automakers less attractive to many consumers. But some people prefer in-dash systems because of their larger screens and because they offer more features. Plus, you never have to worry about forgetting an in-dash system at home. Finally, prices for in-dash systems are starting to drop.
Bluetooth is a wireless technology that allows two compatible devices to communicate. In the car, it lets you operate a mobile phone "hands-free," meaning you don't have to hold the device while making or taking a call or performing such functions as accessing the phone's address book. (Of course, you have to use your hands to operate certain Bluetooth features via the vehicle's controls.)
Automotive sound systems are more complex now that portable media players, hard-disk drives and smartphones are along for the ride. But the basic radio/speaker setup hasn't drastically changed, even though more speakers and more amplifier power have been added over the years.
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Sales of Ford vehicles increased 13.3 percent in June compared to the same month last year, and the gain was largely spurred by a strong showing by the carmaker’s Super Duty pickup trucks.
Responsible consumers tend to have all their affairs in order – a steady income, plenty of savings and perhaps even an investment or two on the side. While these things are all positive, they ultimately won't get you approved for an auto loan – for that, you need credit.
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There are certain people who seem to have X-ray vision, who can look at a business and see things that are invisible to other people. I bring this up because I have a friend who spotted something about used cars that I have never heard addressed by anyone else.
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