Tips for Subprime Borrowers
Tips for Subprime Borrowers
You've just learned that your request for an auto loan with XYZ Bank has been denied. The loan officer explains that the decision has to do with your credit score. XYZ lends only to prime borrowers; your credit score, she continues, places you squarely in subprime territory.
Credit Report Facts
Credit Report Facts
The Importance of Your Credit Score
How to Read Your Credit Score
How to Read Your Credit Score
Certain numbers are very important in our lives. If you're on a diet, you'll tend to monitor the digits on your scale with a mixture of hope and trepidation. Prospective college students who've recently taken the SAT wait with bated breath for the numerals that comprise their test results to arrive in the mail. If you're in the process of seeking a car loan, there are three digits that matter most: the trinity of numbers that comprise your credit score.
Simple Car Finance Calculations
Simple Car Finance Calculations
If you are looking for a good deal the next time you buy or lease a new or used car, you should do your own car finance calculations ahead of time. Then, when you get to the dealership, your numbers should agree with theirs.
Simple Car Finance Calculations
Simple Car Finance Calculations
If you are looking for a good deal the next time you buy or lease a new or used car, you should do your own car finance calculations ahead of time. Then, when you get to the dealership, your numbers should agree with theirs.
Refinancing Your Car Loan
Refinancing Your Car Loan
As interest rates drop, people's thoughts turn to refinancing — refinancing their home loan, that is. What they don't know is that refinancing an auto loan is easier to do, and it can save you some serious money.
Say Yes to a New Car Deal
Say Yes to a New Car Deal
Wait! Before you agree to buy that new car, take a few minutes to ensure there are no land mines that will blow up the deal when you're in the middle of signing the contract. This also is your last chance to use your leverage to sweeten the deal a little more.
Confessions of a Car Salesman
Confessions of a Car Salesman
Introduction

What really goes on in the back rooms of car dealerships across America?

What does the car salesman do when he leaves you sitting in a sales office and goes to talk with his boss?
How to Get a Used Car Bargain Part Two
How to Get a Used Car Bargain Part Two
Locate and Test-Drive Your Target Cars
The Zen of Car Shopping
The Zen of Car Shopping
You have to buy a new car, but all you can think is, I don't have time for this. I don't have the money. And the last thing I want to do is schlep around to car lots.
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How to Test Drive a Navigation System
Inexpensive portable navigation systems and even cheaper smartphone nav applications are making the pricey in-dash systems offered by automakers less attractive to many consumers. But some people prefer in-dash systems because of their larger screens and because they offer more features. Plus, you never have to worry about forgetting an in-dash system at home. Finally, prices for in-dash systems are starting to drop.
 Bluetooth Basics
Bluetooth is a wireless technology that allows two compatible devices to communicate. In the car, it lets you operate a mobile phone "hands-free," meaning you don't have to hold the device while making or taking a call or performing such functions as accessing the phone's address book. (Of course, you have to use your hands to operate certain Bluetooth features via the vehicle's controls.)
Audio-System Basics
Automotive sound systems are more complex now that portable media players, hard-disk drives and smartphones are along for the ride. But the basic radio/speaker setup hasn't drastically changed, even though more speakers and more amplifier power have been added over the years.
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Spend Now; Save on a New Car Later
Super Duty trucks drive Ford’s strong June
Sales of Ford vehicles increased 13.3 percent in June compared to the same month last year, and the gain was largely spurred by a strong showing by the carmaker’s Super Duty pickup trucks.
Keep credit in mind when managing finances
Responsible consumers tend to have all their affairs in order – a steady income, plenty of savings and perhaps even an investment or two on the side. While these things are all positive, they ultimately won't get you approved for an auto loan – for that, you need credit.
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Credit Tips
Getting the Best Rates on Your Car Loan
How to Get a Used Car Bargain Part One
Identifying Your Target Cars & Arranging Financing
Drive a (Nearly) New Car for (Almost) Free!
There are certain people who seem to have X-ray vision, who can look at a business and see things that are invisible to other people. I bring this up because I have a friend who spotted something about used cars that I have never heard addressed by anyone else.
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