Car Finance / The 30 MPG Club![]() In these days of $4 gasoline, automakers create a lot of noise about their cars that get 40 miles per gallon. The problem is, this usually means 40 mpg on the highway as rated by the EPA. And except for Hyundai, which has a pretty full lineup of fuel-efficient qualifiers, the 40 mpg club is composed mainly of specially equipped, limited-production, high-efficiency models.In other words, there are only a few cars in the 40 mpg club, and you'd have to do all your driving on the highway to realize the fuel-economy benefit from the handful of compacts and subcompacts that make the grade. For cash-strapped motorists who actually drive in congested city traffic as well as on the open highway, here's a longer, more usable list: cars and trucks that deliver fuel economy of at least 30 mpg on the EPA's combined city-highway scale. All five members of the 40 mpg club are included here, but this list of 30 mpg vehicles provides a bit more variety for shoppers in search of significant fuel savings. The EPA creates its combined rating using a complicated formula that adds roughly 55 percent of the city rating to 45 percent of the highway rating. With gasoline at $4 a gallon, a 30 mpg car with a 15-gallon tank costs $60 to fill. It delivers 450 miles of range for a fuel cost of 13.3 cents a mile. A 25-mpg vehicle with a 15-gallon tank would also cost $60 to fill, but it would deliver only 375 miles of range, so the per-mile cost of the fuel would be 16 cents, or 20 percent more. Big Still Bad for Fuel Economy There are no pickups, large traditional SUVs, minivans or sporty exotics on this list. If you've got to tow a boat, haul a baseball team in one vehicle or go 130 mph through the twisties in your local mountains, you won't do it in a 30-mpg vehicle. "Big" and "fuel-efficient" still aren't on speaking terms, although as automakers continue to perfect gas-electric hybrid systems and fuel-saving technologies for gas and diesel engines, the day will come when those two descriptions can peaceably coexist. As things now stand in the U.S., there are just 35 vehicles out of 327 from the 2011 and 2012 model years that can deliver 30 mpg according to the EPA's formula for combined city and highway driving. If you factor in the various body styles and trim levels of those 35 models, the tally of 30-mpg vehicles swells to nearly 60. |
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![]() Inexpensive portable navigation systems and even cheaper smartphone nav applications are making the pricey in-dash systems offered by automakers less attractive to many consumers. But some people prefer in-dash systems because of their larger screens and because they offer more features. Plus, you never have to worry about forgetting an in-dash system at home. Finally, prices for in-dash systems are starting to drop. ![]() Bluetooth is a wireless technology that allows two compatible devices to communicate. In the car, it lets you operate a mobile phone "hands-free," meaning you don't have to hold the device while making or taking a call or performing such functions as accessing the phone's address book. (Of course, you have to use your hands to operate certain Bluetooth features via the vehicle's controls.) ![]() Automotive sound systems are more complex now that portable media players, hard-disk drives and smartphones are along for the ride. But the basic radio/speaker setup hasn't drastically changed, even though more speakers and more amplifier power have been added over the years.
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![]() Sales of Ford vehicles increased 13.3 percent in June compared to the same month last year, and the gain was largely spurred by a strong showing by the carmaker’s Super Duty pickup trucks. ![]() Responsible consumers tend to have all their affairs in order – a steady income, plenty of savings and perhaps even an investment or two on the side. While these things are all positive, they ultimately won't get you approved for an auto loan – for that, you need credit.
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![]() Getting the Best Rates on Your Car Loan ![]() Identifying Your Target Cars & Arranging Financing ![]() There are certain people who seem to have X-ray vision, who can look at a business and see things that are invisible to other people. I bring this up because I have a friend who spotted something about used cars that I have never heard addressed by anyone else.
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