Car Finance / Honda aces Report Card
Honda has once again topped the Consumer Reports Annual Automakers Report Card, a yearly study that compiles data on each automaker's fleet and ranks them accordingly.
The Japanese automaker scored a 74 overall, narrowly beating out Subaru, which came in second with a 73. Consumer Guides determines the scores of each automaker by examining each car and rating it across more than 50 data points. It also collects reliability statistics based on customer surveys that were released late last year.
The report also meant some good news for previously beleaguered companies. Toyota seems to have recovered from the recall scandal nicely, with a ranking of third and score of 71. Volvo, which was sold by Ford to China's Geely Corp, came in fourth overall with a 68, the only Europe-based automaker to crack the top five. Ford itself was named as the most improved manufacturer, with a fifth-place spot and a 67 overall.
Automakers not performing well in the survey included Chrysler, in dead last with a score of 43; General Motors in next-to-last at 56; and Mercedes, which was the only automaker to drop from last year's statistics in both overall score and reliability.
Drivers interested in any of these brands may want to seek out an online third-party provider of auto financing, which can help them secure a car loan regardless of their credit history.
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Inexpensive portable navigation systems and even cheaper smartphone nav applications are making the pricey in-dash systems offered by automakers less attractive to many consumers. But some people prefer in-dash systems because of their larger screens and because they offer more features. Plus, you never have to worry about forgetting an in-dash system at home. Finally, prices for in-dash systems are starting to drop.
Bluetooth is a wireless technology that allows two compatible devices to communicate. In the car, it lets you operate a mobile phone "hands-free," meaning you don't have to hold the device while making or taking a call or performing such functions as accessing the phone's address book. (Of course, you have to use your hands to operate certain Bluetooth features via the vehicle's controls.)
Automotive sound systems are more complex now that portable media players, hard-disk drives and smartphones are along for the ride. But the basic radio/speaker setup hasn't drastically changed, even though more speakers and more amplifier power have been added over the years.
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Sales of Ford vehicles increased 13.3 percent in June compared to the same month last year, and the gain was largely spurred by a strong showing by the carmaker’s Super Duty pickup trucks.
Responsible consumers tend to have all their affairs in order – a steady income, plenty of savings and perhaps even an investment or two on the side. While these things are all positive, they ultimately won't get you approved for an auto loan – for that, you need credit.
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There are certain people who seem to have X-ray vision, who can look at a business and see things that are invisible to other people. I bring this up because I have a friend who spotted something about used cars that I have never heard addressed by anyone else.
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